McClain Bank supports businesses of all sizes. We think small business owners deserve the same kind of attention big corporations receive. That's why we've developed accounts tailored to meet each type's specific needs, with complementary solutions to help your day-to-day bottom line.
Business Account Solutions include:
| Visa® Instant Issue Debit Card | Online & Mobile Banking | Online Bill Pay | Remote Deposit Capture |
| Personal Financial Management tool | Apple/Samsung/Google Pay | Mobile Deposit | Zelle® |
| Cash Management | Wire Transfers | Direct Payroll Deposit | ACH Origination |
| Merchant Processing | Business Credit Cards | eStatements option | 24/7 Telephone Banking |
Accounts Comparison -
Free Small Business
A checking account perfect for low volume activity.
- $50 initial deposit to open the account
- Business Account Solutions included
- No monthly service charge
- Free monthly eStatements, or
- $4.95 Paper statements with check images
- First 500 Items FREE
- Fees of $0.20 per item over 500
- Items include checks, in-person debits, pre-authorized drafts or other electronic means initiated by you
- Bounce Protection (Available at Bank's discretion)
Commercial
A checking account designed for large volume activity.
- $50 initial deposit to open the account
- Business Account Solutions included
- $5.00 monthly service charge
- Variable EARNINGS CREDIT*
- A variable earnings credit for each $100 of the average daily balance will be applied toward the service charge.
- Withdrawal transaction fees of $0.20 per item
- Items include checks, in-person debits, pre-authorized drafts or other electronic means initiated by you
- Items include checks, in-person debits, pre-authorized drafts or other electronic means initiated by you
- Foreign item deposit fees of $0.10 per item
- Foreign items are items not drawn on McClain Bank
- Free monthly eStatements, or
- $4.95 Paper statements with check images
- Bounce Protection (Available at Bank's discretion)
* Earnings credit applied until service charge is zero. Total monthly earnings credit cannot exceed total monthly service charge. Earnings credit subject to change.