With the many personal accounts available at McClain Bank, it's clear our main desire is to help make your life easier. Browse through our personal accounts and services and you'll find some great solutions. And if you need help deciding, our knowledgeable Customer Service Representatives can help you find the right product for your needs.
Personal Account Solutions include:
Accounts Comparison -
Accounts Overview -
Simple Checking
A basic, no-frills checking account.
- $50 initial deposit to open the account
- No monthly service charge with eStatements
- No minimum balance requirement
- Bounce Protection (Available at Bank's discretion)
Diamond Club
The most complete checking package we offer - many additional features and benefits.
- $50 initial deposit to open the account
- $9.95 monthly service charge
- $15 off any available Safety Deposit Box
- FREE Club checks
- FREE Paper statements with check images
- 10 FREE ATM Transactions (per statement cycle) at non-McClain Bank ATMs
- Bounce Protection (Available at Bank's discretion)
- FREE Cashier's Checks and Money Orders
- Member Benefits include:
- Cell Phone Protection
- Roadside Assistance
- Accidental Death & Dismemberment Insurance
- Identity Theft Recovery Service
- Cell Phone Protection
Student Checking
Start your path to financial independence while building your money management skills.
- $25 initial deposit to open the account
- No monthly service charge with eStatements
- No minimum balance requirement
- Debit Card with parent or legal guardian authorization
- Ability to write checks
- Available to ages 15-18
- Converted to a Simple Checking account at year end of 18th birthday
62 Checking
A checking account available to our more mature customers - who've earned that little something extra.
- $50 initial deposit to open the account
- No monthly service charge
- Available to customers aged 62 and over
- FREE Bank Stock Checks, Money Orders, & Cashier's Checks
- FREE Paper statements with check images
- Bounce Protection (Available at Bank's discretion)
Interest Checking
Our most flexible, interest bearing account - freely accessible and without limitations.
- $1,500 initial deposit to open account
- $9.95 monthly service charge waived if average daily balance is $1,500 or greater
- Interest compounded on monthly basis based on average daily balance*
- FREE Paper statements with check images
- Bounce Protection (Available at Bank's discretion)
Super Money Market
Earn the highest rate offered while still giving you access to your money with no surrender fees.
- $5,000 initial deposit to open account
- $15.00 monthly maintenance fee waived if average daily balance is $5,000 or greater
- Tiered rate interest bearing if average daily balance is $5,000 or greater*
- Interest compounded on monthly basis based on average daily balance
- Interest compounded on monthly basis based on average daily balance
- One FREE withdrawal per month - $15 each additional transfer/withdrawal, up to a maximum of 6
- FREE Paper statements with check images
* Interest Rates and Annual Percentage Yields are variable and subject to change.